We R. Mani and S. Iyyappan represent LIC as Insurance Adviser have been served the
policy holders for the past 19 years. We wish to Serve you and your Colleague by offering
consultation and feature of LIC PODUCTS. Here we enclose some profile about LIC
and LIC Products. We with the explain the things in perform. We will be please very much if you allot some
time for us to brief about LIC PRODUCTS and its BENEFITS.
On 1St September 1956,
The life Insurance corporation of india embarked upon its momentous journey in
true spirit of serving of people and
nation as a whole . Since then it has spearheaded the financial and
infrastructure development of the nation. The
performance of LIC has been exemplary
and it has growing from strength to
strength be it customer base, agency network, Branch office network, and the
lives. LIC has played a significant role
in spreading life insurance among the masses and mobilization of people’s money
for people’s welfare. Even after the entry of private insures for over a decade
now, LIC continues to be the front runner in the industry in terms of market share.
LIC
today services its customers through 8 zonal officers, 113 Divisional officers
2048 Branches 1275 Satellite officers more than 1.16 lakh employees and 11.72
lakh Agents. Besides Life Insurance, through its various subsidiaries, it is
involved in providing various financial services . Housing Finance(LIC HFL Ltd)
,MUTUAL FUND(LIC NOMURA MF), Credit Cards(LIC CARD SERVICES Ltd) Financial
products distribution (LIC HFL Financial
Service ltd) LIC HFL Care Homes ltd and LIC HFL AML LTD. It also provides
Insurance services in several countries abroad through Branch offices , JVS and
wholly owned subsidiaries.
SOME PARAMETERS 01.04.2012 to 31.03.2013 In crores
1.Total Income 326341.98
2.Total premium Income 208589.72
3.Total policy payments 136289.64
4. Toal Life fund 1433103.14
5. Total Assets 1560981.84
PEOPLE MONEY FOR PEOPLE’S WELFARE
True to
the spirit of nationalization the corporation has deployed its funds to the
best advantage of lic policy holders as
well as for the communities as whole. National priorities and the
obligation of reasonable returns to the
policy holders are the main criteria of our investments
SOME OF OUR PRODUCTS
1.
NEW ENDOWMENT PLAN
A regular Premium paying conventional with profits Endowment Assurance
plan.
Benefits
Maturity Benefits: Sum Assured+Simple reversionary Bonus+Final Additional
Bonus
Death Benefits: Sum Assured+Simple reversionary Bonus+Final
Additional Bonus
2.
NEW JEEVAN ANAND:
Combination of Endwoment and whole Life
maturity Benefits+ life long Rist Cover
MATURITY
BENEFITS: Sum Assured+Simple reversionary Bonus+Final Additional Bonus
Death Benefits:
Death during the
policy term: Higher of 125% of Basic sum assured + Simple reversionary Bonus+
Final Additional bonus
Death after expiry of policy terms: Basic Sum Assured
NEW MONEY BACK PLANS
Risk
coverage 125% of Basic Sum Assured
Liquidity at different stages
a)
25 years: 15% of Basic Sum Assured in 5th
,10th ,15th and 20th policy year
b)
20 Years: 20% of Basic Sum Assured in 5th,10th,15th
policy year
MATURITY BENEFITS:
40% sum assured+ Bonus
Accident Death and disability bnefit rider available.
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